Let Jamie Moore attend to your appraisal needsTo a lot of people, an appraisal is simply a line item on the settlement sheet for a home sale or refinance. Almost all lenders still call in a local expert because the stakes are very high, even though there are a growing number of automated home valuation systems that might appear more economical than an appraisal. Is getting a mortgage the only reason you should get an appraisal? Are there also instances when the services of a licensed, independent real estate professional might be beneficial? Of course there are. 
Contest your tax assessment in Kent CountyIt's quite possible you're paying too much in property taxes if you live in an area where property values have depreciated. Property taxes are based upon a past assessment of your real estate, so if prices are less than what they used to be in your area, you can appeal your assessment and save money. When building your case, an appraisal from us is your best evidence. We're qualified to assist you in disputing your tax assessment. PMI removal to reduce your mortgage paymentWhen the amount being loaned to the homeowneris more than 80% of the actual value of the real estate, nearly all lenders ask homeowners to purchase this additional insurance policy. That policy is Private Mortgage Insurance, or PMI. This added payment is often lumped into the monthly mortgage payment and is quickly forgotten. PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met. If you'd like to get rid of PMI, Jamie Moore can produce a statement regarding the value of your home. The expense of the home valuation can often be recovered in little time because you'll no longer be paying the PMI. Get your appraisal from Jamie Moore Order onlineSettle a divorce with less stressA divorce is often complicated by the challenging decision of who maintains the home, and it can be an especially daunting event for both parties. It's a good idea to get an appraisal from Jamie Moore so both parties are completely aware of the true market value of their home, regardless of the situation. The parties will have a clearer picture of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment. Fair and accurate estate liquidationThe loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the highest degree of discretion. Most Americans do not have dedicated estate planners or executors to take care of these affairs, unlike wealthier individuals. A home or other property often makes up an uneven share of the total estate value, so understanding the true worth of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've gotten a fair deal. Move to or from Kent County for workWe understand the stress associated with an employee relocation. We take great care in establishing a convenient appointment time for the appraisal inspection. During our intensive inspection, we recommend relocating employees to provide input on the positive features of their property, along with information about any new sales or listings in their neighborhood that they want considered. Close on your home quickly — for an accurate priceWhether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a more informed decision when determining your selling price. Apart from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't related to the sales price, but rather they depend on our efforts to complete the appraisal report. On a daily basis, we examine the difference in value things like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long housesare on the market. So, obtaining a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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